Failing to Seek Immediate Medical Attention

Even if you feel fine after the accident, adrenaline can mask serious injuries. Insurance companies will argue that delayed medical treatment means your injuries weren’t caused by the accident.

Not Calling the Police

A police report provides an official record of the accident and can be crucial evidence for your claim. Without it, the case becomes your word against the other driver’s.

Admitting Fault or Apologizing at the Scene

Anything you say can be used against you later. Stick to the facts and avoid making statements about who was at fault, even if you’re just being polite.

Failing to Document the Scene Properly

Take photos of all vehicles, the accident scene, road conditions, traffic signs, and your visible injuries. Get contact information from witnesses before they leave.

Not Reporting the Accident to Your Insurance Company

Even if the other driver was at fault, you need to notify your own insurance company promptly to protect your coverage.

Accepting the First Settlement Offer

Insurance companies often make quick, low-ball offers hoping you’ll accept before understanding the full extent of your injuries and damages. We’ve increased initial offers from $0 to $300,000 and from $85,000 to $945,000.

Giving Recorded Statements Without Legal Representation

Insurance adjusters are trained to ask questions that can hurt your claim. You have the right to have an attorney present during these conversations.

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