FREQUENTLY ASKED QUESTIONS


Personal Injury Attorney, Accident Attorney, Car Accident Attorney, Motorcycle Accident Attorney, Slip and Fall Attorney, Wrongful Death Attorney, Presser Law, Justin Presser Lawyer, Presser Law Firm

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Please let us know how we can help you.  Presser Law, P.A. is a hands-on law firm bringing justice to injury victims and dedicated to putting our clients’ needs first. “Fighting For Justice. Fighting For You.” is not just our motto, it is our promise to our clients.

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Personal Injury

  • Q: I have been injured. How long do I have to bring a claim?

    A:  Florida has various statute of limitations for bringing an injury claim.  In short, a statute of limitation is a timeframe in which you must bring your injury claim.  Failure to bring your claim in this specific period of time may result in being unable to file a lawsuit.  The period of statute of limitations varies depending on how you were injured and/or the type of claim you are bringing.  

    As an example, if someone wanted to bring an action for injuries caused to them because someone else was negligent, generally, the statute of limitations is 4 years.  By contrast, if someone wanted to bring an action based on a written contract, the statute of limitations is 5 years.

    Because the time frames can vary, it is very important that you contact an attorney to help assist you in bringing your claim as soon as possible.

    If you or a loved one have been injured, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: Who is responsible for my medical bills or lost wages?

    A:  Injuries are stressful.  Not only do injury victims have to deal with the ongoing physical pain caused by someone else, but oftentimes medical bills accumulate causing additional financial stress on the injury victim.  Who is responsible for the payment of those medical bills is often one of the top concerns as medical bills continue to accumulate after an injury.  

    Generally speaking, the person or business who causes harm is responsible for medical bills and/or lost wages incurred as a result of that harm.  This is considered part of the injury victim’s damages.  However, this does not mean that the responsible party will pay medical bills or lost wages as they accumulate in real time.  Instead, your own insurance may issue payment to your medical providers for your medical bills or to you directly for some of your lost wages.  In regards to medical treatment, if you have no insurance, some doctors may treat you under what is called a “Letter of Protection.”  A Letter of Protection is a promise by the injury victim to pay the doctor at a later date for treatment rendered to the injury victim.  This makes the injury victim personally responsible for payment but allows the victim to receive the important treatment he or she may need.

    Once you have reached a point where further treatment may no longer be beneficial or where you have reached “maximum medical improvement,” a claim for injuries will be made against the responsible party. Part of the injury victim’s damages will include the medical bills and/or lost wages incurred by the victim, as well as additional damages for pain and suffering or future damages.  As such, while the at-fault party is ultimately responsible for the payment of medical bills, such damages are collected at the conclusion of your medical treatment.

    If you or a loved one have been injured because of someone else’s actions, contact Presser Law, P.A.  We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: I am being contacted by insurance companies. What should I do?

    A:  You should seek legal counsel immediately.  Oftentimes, insurance companies will take advantage of injury victims who do not have attorneys.  You need to remember that while insurance companies have great advertising, their business model is based on not paying claims or not paying the full value of claims. If you have been injured, you have rights and responsibilities.  For instance, an insurance company may contact you after an injury to get your version of events.  Depending on which insurance company contacts you, you may or may not have a duty to speak to them.  However, where statements are given, many times being relayed under pressure and without the chance to fully think about it, they leave out critical details about the incident.  Insurance companies will use this against you.  

    If you or a loved one have been injured because of someone else’s actions, contact Presser Law, P.A. before speaking with an insurance company.  We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: How do I know if I have a legal claim for injury?

    A:  Contact Presser Law, P.A. to discuss your potential injury claim.  Our consultations are always free and there are no fees and costs unless we make a recovery for you.  During our consultation, we can explore issues of fault, causation and damages, and work together to chart a path forward so we can fight to bring you the justice you deserve.

Bicycle Accidents

  • Q: Who is responsible for my medical bills or lost wages?

    A:  While the driver who caused the crash is ultimately responsible for the injuries they caused, the answer largely depends on the types of insurance which may be available.  For instance, if the driver responsible for the bicycle accident has appropriate insurance to compensate the victim for the injuries sustained, your insurance will initially issue payment for the bills, with you being responsible for the balances.  The driver’s insurance normally does not initially pay for medical treatment unless the bicycle victim does not have available Personal Injury Protection (“PIP”) insurance.  However, the driver is responsible for the injuries that they caused and we will aggressively pursue your case to help you achieve justice, as well as explore all available insurance coverages which will benefit or assist you.

    If you or a loved one has been injured as a bicyclist, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: The other driver says I was at fault but I do not remember the crash, do I have a case?

    A:  Potentially.  Determining fault in a bicycle accident, or any crash for that matter takes a review of the evidence.  This can often be through examination of the vehicle, bicycle, clothing or of photographs of the incident scene or witness interviews.  The evidence may show that you were not at fault, or that you were not completely at fault and therefore, the other driver bears at least some responsibility for your injuries.

    If you or a loved one has been injured in a bicycle accident, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: When is the best time to contact Presser Law, P.A. after a bicycle-involved crash?

    A:  At the earliest and safest opportunity.  The sooner we are involved, the sooner we can evaluate your case and begin to secure potential evidence and speak to witnesses.

Car Accidents

  • Q: The driver who hit me said they had “Full Coverage.” That’s good, right?

    A:  Not necessarily.  Full coverage typically means they have the minimum insurance required by the state. In Florida, drivers are required to carry two types of insurance: 1) Insurance for damage to other people’s property and 2) Personal Injury Protection coverage which helps them for medical treatment they receive for injuries sustained in a crash.  There is no requirement in Florida that drivers on the roadway carry insurance for injuries they cause to other people.  

    If you have been in a crash, Presser Law, P.A. will investigate your case for free.  This includes investigating issues of liability and the application of appropriate laws, as well as identifying responsible parties and insurance coverages.  There are no fees or costs unless we recover for you.

  • Q: The driver who hit me admitted it was his fault. That makes my case an easy one, right?

    A:  Not necessarily.  While we all would like drivers to take responsibility for their actions and stay true to their word, after a crash it is common for at-fault drivers to change their story once they have left the scene.
  • Q: I am having pain from my car crash, what should I do?

    A:  If you have been injured in a car crash, it is important you seek medical attention and tell your doctor of every pain complaint you have so that they can address all of your issues. However, it is just as important that you go to a doctor who treats car injury victims.  While there are many good doctors who can help car injury victims, there are also those who choose not to treat injury victims for a variety of reasons.  For instance, while injury victims may often visit their primary care physician or family physician following a car crash, many times these doctors are unable to treat car injury victims due to insurance reasons or personal preference.

    Attorneys can assist with helping injury victims find good doctors.  You do not want to see a doctor who does not like injury victims just as you do not want to see a doctor who prematurely tries to do advanced medical procedures.

  • Q: Who pays my medical bills or lost wages after a crash?

    A: Injuries are stressful enough.  Not only do injury victims have to deal with the ongoing physical pain caused by someone else, but oftentimes medical bills or lost wages accumulate causing additional financial stress on the injury victim.  Who is responsible for the medical bills or lost wages is often one of the top concerns as bills continue to accumulate after an injury.  

    Generally speaking, the driver who causes harm is responsible for medical bills and/or lost wages incurred as a result of the harm.  This is considered part of the injury victim’s damages.  However, this does not mean that the responsible party will pay medical bills or lost wages as they accumulate in real time. Instead, your own insurance may issue payment to your medical providers for your medical bills or to you directly for some of your lost wages.  In regards to medical treatment, if you have no insurance, some doctors may treat you under what is called a “Letter of Protection.”  A Letter of Protection is a promise by the injury victim to pay the doctor at a later date for treatment rendered to the injury victim.  This makes the injury victim personally responsible for payment but allows the victim to receive the important treatment he or she may need.

    Once you have reached a point where further treatment will no longer be beneficial or where you have reached “maximum medical improvement,” a claim for injuries will be made against the responsible party. Part of the injury victim’s damages will include medical bills and lost wages incurred by the victim, as well as additional damages for pain and suffering or future damages.  As such, while the driver may ultimately be responsible for the payment of medical bills and lost wages, such damages are collected at the conclusion of your medical treatment.

    If you or a loved one have been injured because of someone else’s actions, contact Presser Law, P.A.  We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: What are my rights and responsibilities after a car crash?

    A:  Your rights and responsibilities vary depending on several factors, including which coverages you carry and who may be responsible for compensation due to your injuries. Before you speak with any insurance company, you should contact Presser Law, P.A.  We will explain your rights and responsibilities after a car crash, including potential compensation for injury.  

    Remember, insurance companies do not represent you.  They have their own concerns and considerations and will work to protect them.

  • Q: What should I do after a car crash?

    A:  Contact Presser Law, P.A.  An attorney will personally discuss your claim with you and we will investigate your claim and explain the process to you along the way.  

Injuries From Animals

  • Q: I know who owns the animal or a report was written identifying the animal and owner, so this is an easy claim, right?

    A:  Not necessarily.  Oftentimes, animal owners will assert the victim did something to provoke the animal to cause it to act in an aggressive manner. Due to this, an investigation needs to begin immediately as to how the incident occurred.

    If you have been injured due to an animal, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: The animal’s owner admits they were wrong, what next?

    A:  An attorney needs to be contacted to determine the availability of any potential insurance.  Many times insurance policies will exclude or limit coverage for injuries caused by animals.  An attorney will need to review the animal owner’s insurance policy and determine whether there is coverage for the incident.

    If you have been injured due to an animal, contact Presser Law, P.A. We will investigate your claim and identify all responsible parties while also obtaining information about the insurance coverages available.

  • Q: How are my medical bills paid for if there is no medical payment coverage?

    A:  You or your health insurer will be initially responsible for any medical treatment received because of injuries from an animal.  There also may be additional parties responsible for your injuries than you are aware of.  If you obtain money from the party responsible for your injury, you will be responsible for paying back your medical bills and amounts owed.
  • Q: I have been contacted by someone where I was injured. Should I talk to them?

    A:  Not without representation.  Oftentimes, where you were injured will have insurance and it is for reasons of insurance you are being contacted. Remember, insurance companies do not represent you. They have their own concerns and considerations and will work to protect them.  While insurance companies have great advertising, their business model is based on not paying claims or paying less than full value for claims.  

    Speaking to the insurance company without an attorney, you risk being taken advantage of or negatively affecting your claim.

    If you or a loved one have been injured because of someone else’s actions, contact Presser Law, P.A.  We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: What should I do after I have been injured because of an animal?

    A:  Contact Presser Law, P.A.  An attorney will personally discuss your claim with you and we will investigate your claim and explain the process to you along the way.

Motorcycle Accidents

  • Q: Who is responsible for my medical bills or lost wages?

    A:  While the driver who caused the crash is ultimately responsible for the injuries they caused, the answer largely depends on the types of insurance which may be available. For instance, if the driver that hit you had insurance coverage for the crash and you have a supplemental out of work policy, your lost wages may initially be paid through that policy and ultimately, collected from the at-fault driver’s insurance.

    If you or a loved one has been injured in a motorcycle crash, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: The other driver says I was at fault but I do not remember the crash, do I have a case?

    A:  Potentially.  Determining fault in a motorcycle crash, or any crash for that matter takes a review of the evidence.  This can often be through examination of the physical vehicles, photographs of the incident scene or witness interviews.  The evidence may show that you were not at fault, or that you were not completely at fault and therefore, the other driver bears at least some responsibility for your injuries.

    If you or a loved one has been injured in a motorcycle crash, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: When is the best time to contact Presser Law, P.A. after a motorcycle crash?

    A:  At the earliest and safest opportunity.  The sooner we are involved, the sooner we can evaluate your case and begin to secure potential evidence and speak to witnesses.

Pedestrian Accidents

  • Q: Who is responsible for my medical bills or lost wages?

    A:  Injuries are stressful enough.  Not only do injury victims have to deal with the ongoing physical pain caused by someone else, but oftentimes medical bills or lost wages accumulate causing additional financial stress on the injury victim.  Who is responsible for the medical bills or lost wages is often one of the top concerns as bills continue to accumulate after an injury.  

    Generally speaking, the driver who causes harm is responsible for medical bills and/or lost wages incurred as a result of the harm.  This is considered part of the injury victim’s damages.  However, this does not mean that the responsible party will pay medical bills or lost wages as they accumulate in real time. Instead, your own insurance may issue payment to your medical providers for your medical bills or to you directly for some of your lost wages.  In regards to medical treatment, if you have no insurance, some doctors may treat you under what is called a “Letter of Protection.”  A Letter of Protection is a promise by the injury victim to pay the doctor at a later date for treatment rendered to the injury victim.  This makes the injury victim personally responsible for payment but allows the victim to receive the important treatment he or she may need.

    Once you have reached a point where further treatment will no longer be beneficial or where you have reached “maximum medical improvement,” a claim for injuries will be made against the responsible party. Part of the injury victim’s damages will include medical bills and lost wages incurred by the victim, as well as additional damages for pain and suffering or future damages.  As such, while the driver may ultimately be responsible for the payment of medical bills and lost wages, such damages are collected at the conclusion of your medical treatment.

    If you or a loved one have been injured because of someone else’s actions, contact Presser Law, P.A.  We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: The other driver says I was at fault but I do not remember the crash, do I have a case?

    A:  Potentially.  Determining fault in a pedestrian crash, or any crash for that matter takes a review of the evidence.  This can often be through examination of the vehicle or clothing, or of photographs of the incident scene or witness interviews.  The evidence may show that you were not at fault, or that you were not completely at fault and therefore, the other driver bears at least some responsibility for your injuries.

    If you or a loved one has been injured as a pedestrian, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: When is the best time to contact Presser Law, P.A. after a pedestrian-involved crash?

    A:  At the earliest and safest opportunity.  The sooner we are involved, the sooner we can evaluate your case and begin to secure potential evidence and speak to witnesses.

Slip and Fall

  • Q: Where I was injured there are video cameras - so that will prove my case, right?

    A:  Not necessarily. Sometimes stores will place non-working video cameras to discourage theft at their locations.   There is also no guarantee that the video camera, if working, was pointed at the area you were injured.  However, there is only one way to be sure: secure the videotape.  While attorneys cannot force the videotape owner to hand over the video without filing a lawsuit, steps can be taken to preserve the video so that if it is destroyed, the court can sanction such behavior later.  

    If you have been injured because of a slip and fall, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: I was offered money for my medical bills so that means they agree they are responsible, right?

    A:  Probably not.  Just like when you purchase insurance for your car or your house, there are several types of insurance coverages you can ask for.  If you have been offered money for the payment of your medical bills, there is a strong possibility that the place where you were injured has “medical payment coverage.”  This coverage helps pay for medical bills as a result of injury on the property, regardless of whether the owner/operator was negligent or not.

    If you have been injured because of a slip and fall, contact Presser Law, P.A.  We will investigate your claim and identify all responsible parties while also obtaining information about the insurance coverages available.

  • Q: How are my medical bills paid for if there is no medical payment coverage?

    A:  You or your health insurer will be initially responsible for any medical treatment received as a result of injuries from a slip and fall.  There also may be additional parties responsible for your injuries than you are aware of. If you obtain money from the party responsible for your injury, you will be responsible for paying back your medical bills and amounts owed.
  • Q: I have been contacted by someone where I was injured. Should I talk to them?

    A:  Not without representation. Oftentimes, where you were injured will have insurance and it is for reasons of insurance you are being contacted.  Remember, insurance companies do not represent you. They have their own concerns and considerations and will work to protect them.  You need to remember that while insurance companies have great advertising, their business model is based on not paying claims or not paying the full value of claims.

    If you have been injured, you have rights and responsibilities.  For instance, an insurance company may contact you after a slip and fall to get your version of events.  Depending on which insurance company contacts you, you may or may not have a duty to speak to them.  However, where statements are given, many times being relayed under pressure and without the chance to fully think about it, they leave out critical details about the incident.  Insurance companies will use this against you.

    If you or a loved one have been injured because of a slip and fall, contact Presser Law, P.A. before speaking with an insurance company. We will aggressively pursue your case and explore all issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: Should I give a statement at the time I was hurt?

    A:  Yes.  If your injury occurred at a business, ask for the manager and fill out an incident report.  Ask for a copy of the incident report you filled out.  If you are able to, take photographs of the area where the incident happened, as well as what caused you to slip and fall.  Also, try to obtain names and contact information of any witnesses.  This will help document the scene and reasons why the incident occurred.
  • Q: What should I do after a slip and fall?

    A:  Contact Presser Law, P.A.  An attorney will personally discuss your claim with you and we will investigate your claim and explain the process to you along the way.

Trip and Fall

  • Q: Where I was injured there are video cameras - so that will prove my case, right?

    A:  Not necessarily.  Sometimes stores will place non-working video cameras to discourage theft at their locations.   There is also no guarantee that the video camera, if working, was pointed at the area you were injured.  However, there is only one way to be sure: secure the videotape.  While attorneys cannot force the videotape owner to hand over the video without filing a lawsuit, steps can be taken to preserve the video so that if it is destroyed, the court can sanction such behavior later.  

    If you have been injured because of a trip and fall, contact Presser Law, P.A. We can immediately start the process of investigating your claim and work with you to explore issues of fault, causation and damages so that we can fight to bring you the justice you deserve.

  • Q: I was offered money for my medical bills so that means they agree they are responsible, right?

    A:  Probably not.  Just like when you purchase insurance for your car or your house, there are several types of insurance coverages you can ask for.  If you have been offered money for the payment of your medical bills, there is a strong possibility that the place where you were injured has “medical payments coverage.” This coverage helps pay for medical bills as a result of injury on the property regardless of whether the owner/operator was negligent or not.

    If you have been injured because of a trip and fall, contact Presser Law, P.A. We will investigate your claim and identify all responsible parties while also obtaining information about the insurance coverages available.

  • Q: How are my medical bills paid for if there is no medical payment coverage?

    A:  You or your health insurer will be initially responsible for any medical treatment received as a result of injuries from a trip and fall. There also may be additional parties responsible for your injuries than you are aware of.  If you obtain money from the party responsible for your injury, you will be responsible for paying back your medical bills and amounts owed.
  • Q: I have been contacted by someone where I was injured. Should I talk to them?

    A:  Not without representation. Oftentimes where you were injured will have insurance and it is for reasons of insurance you are being contacted.  Remember, insurance companies do not represent you. They have their own concerns and considerations and will work to protect them.  While insurance companies have great advertising, their business model is based on not paying claims or paying less than full value for claims.  

    Without an attorney you risk being taken advantage of and by giving a statement after the date of the incident but before hiring an attorney, you may negatively affect your claim.

  • Q: Should I give a statement at the time I was hurt?

    A:  Yes.  If your injury occurred at a business, ask for the manager and fill out an incident report.  Ask for a copy of the incident report you filled out.  If you are able to, take photographs of the area where the incident happened, as well as what caused you to trip and fall.  Also, try to obtain names and contact information of any witnesses.  This will help document the scene and reasons why the incident occurred.
  • Q: What should I do after a trip and fall?

    A:  Contact Presser Law, P.A.  An attorney will personally discuss your claim with you and we will investigate your claim and explain the process to you along the way.

Wrongful Death

  • Q: Who can seek compensation for the loss of a loved one?

    A:  Florida law directs who can seek compensation for the loss of a loved one. Depending on the circumstances, it may be a spouse, minor or adult child, or the parent of a deceased.  You need to contact an attorney so that your case is properly reviewed to determine what types of recovery may be made.
  • Q: How long is there to bring a wrongful death claim?

    A:  Florida law provides that a claim for wrongful death must be brought within 2 years.
  • Q: What should I do if I think I have a wrongful death claim?

    A:  Contact Presser Law, P.A.  An attorney will personally discuss and investigate claim with you and investigate those who may be responsible.

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